We will tell you about the best plans of LIC.
Along with life, even after life, as soon as we hear this line, only comes to our mind. LIC. Life Insurance Corporation of India, the objective of LIC is to make life insurance available to as many people as possible so that every individual and every person in the country can get one.
In short, you may be an individual but it can be a bit difficult to choose which one is the best among so many, that is why I am with policy one, that is, if the policy is one, the best plans for 2024 so that You do not have to do much research in the market, first New Jeevan Amar, second is Jeevan Utsav, third is New Jeevan Anand, fourth is Index Plus Plan and fifth is Jeevan Labh Policy. First of all let’s talk about New Jeevan Amar. This is a full term insurance plan that provides financial protection to the family of these short individuals in case these short individuals die unfortunately during the policy term itself. during the period when the is active. New Jeevan Amar protects their family financially if they die. This plan is a non-linked non-participating plan.
This means that the holder will not have any share in the profit of the insurance company. Moreover, in this plan, you will get premiums at slower rates as well as guaranteed benefits. The best feature of Like Jeevan Amar is that in this plan, the holder will get two options.
Along with this, you get a level sum assured. the sum assured which remains for the entire period or increasing sum in short which keeps increasing every year at a fixed rate. The entries of this plan are minimum 18 years and maximum age. 65 years Maturity Maturity further means the date when the policy term ends and the insurance company has to give maturity benefit to the policy holder. The policy tenure plan is 10 to 40 years. Policy tenure means how long will this policy remain active. In this plan, you can pay a premium. You can pay Quarterly, Monthly, Half yearly, Second lick Jeevan Utsav This plan is a whole life insurance plan which will provide financial support to your family, your point and survival benefit is that amount.Â
The benefit that the policy holder gets if he survives the duration of the policy is either through regular income or through flexible income. In this life insurance plan, you get a lot of flexibility in your premium paying term. In tightening the premium penalty. the period till which you have to pay the premium of the policy.
Not only this, you get enhanced coverage in Jeevan Utsav through riders and a loan facility is also available in this plan. You can buy this plan both online or offline. You can take the entry of this plant from 90 days and maximum is 65 years. Premium paying term is from 5 years to 16 years. If we talk about the problems in Jeevan Utsav, then the minimum sum in short option you will get is Rs. 5 lakhs and the maximum sum in this is there is no limitÂ
In this you also get the option of survival benefit.
Next Like New Jeevan Anand Plan Refund charge means that if the policy holder survives till the maturity date, all the premiums are also heavy, then how does he get the additional benefit which is equal to the mobility charge. Mortality charge is the fee which the insurance company pays. The company imposes a minimum entry of 91 days for Index Plan to give you life protection and a maximum of 60 years.
The policy term of this plan is minimum 10 to 15 years and maximum maturity is 25 years. Further ahead is 18 years i.e. after minimum 18 years this plan matures and maximum is 75 to 50 years. Further ahead is the fifth best Plans Jeevan Labh Jeevan Labh This is the most top rated plan of Jeevan Labh 936 Tan An endowment plan is an endowment plan which is a life insurance plan which offers life cover and helps you with it.
Mostly like plans like Grow Your Money have maturity benefits. In this plan also you will get maturity benefits because like life cover. Benefit is also a participation plan, so it also gives the customer the option to turn on the percentage of profit.
What you need from one plan Savings Increase Return Protection Everything is available in Like Jeevan Labh That is why it is an all in one product. The entry age of this plan is 8 years and maximum is 59 years Sir I am short, minimum is 2 lakhs and maximum no limit.
The maturity date of this policy is maximum 75 years and the life benefit in the policy term is 10, 15 and 16 years.Â