Your investments can be useful for exiting any mutual fund, where you can now take a loan.
If you are also doing such IP in mutual funds or are thinking of doing so. To avoid this mistake, watch our article till the end. In this, we will tell you what are the points which you should consider before keeping your mutual fund investment as collateral.
Yes, from anywhere, anytime, why have you invested in mutual funds? You can take loans against mutual funds by keeping collateral. If you know about mutual funds, then download the mutual fund app today. Talk to your mutual fund expert. Mutual funds in India. The craze to ship in the stock market is increasing rapidly.
It is advisable to ship at any time, whether the stock market is on the rise or not, but people say that this is a shortcoming. Many investors also have these questions: when should Manish ji exit from the mutual fund? Today I will tell you about some points related to this. First of all, pay attention to your investment horizon. If you have started such an app to achieve your goal.
When to exit mutual fund scheme
So you have to see what your investment horizon is, like after 5 years you have to buy a house for yourself and now you are doing SIP of ₹ 20000 every month in an equity mutual fund where you get 12% return every year. You have been invested in such a mutual fund scheme, but your goal is achieved within 4 years, that is, the money you had thought was added in 5 years, in 4 years, then at such a time, exit your mutual fund scheme.
Take it and buy it, do it or achieve that financial goal for which you had started it like this, whereas if you had started SHIP for this financial goal of wanting one crore rupees for the higher education of your children after 20 years and this goal To achieve this, if you start investing ₹ 8000 in any mutual fund scheme and this fund gives you a return of 12% per annum, then after 20 years your corpus will be around 80 lakhs but the higher income of your children will be Rs.
You needed one crore rupees for education, but even at this time, exit the mutual fund. Do not think that you have not got one crore yet, it has become 80 lakhs, you remain invested throughout the year and do not know anything about the equity market in the short term. If you need money after 20 years
Even if your money is a little more than the corpus, book the profit. mutual funds Take the corpus out of the equity mutual fund and put it in HDFC bank account. The second reason due to which you should exit the mutual fund scheme is the performance against the benchmark. That is, the fund is giving returns less than the benchmark return.
We often choose such funds to ship which have beaten their benchmark in the past. If a mutual fund performs under its benchmark for 3 consecutive years,mutual funds then in this situation you should exit the fund. For example, we can talk about Aditya Birla Sun Life Small Cap Fund. If you analyze the pest return of this fund, then this fund has not beaten its benchmark in the last three and five years. mutual funds On the other hand, DSP MIDCAP Fund has also not beaten its benchmark in the last three and five years.
If your investment plan is only for two or three years, then you should only look for maximum quarterly returns in any mutual fund scheme. If you continuously find that a fund is not able to beat its benchmark in a year, then you should stay away from such a fund and exit your investment from this mutual fund scheme.
Suppose the mutual fund scheme will be managed if the fund management strategy is changed. Large cap funds can be converted into small cap funds. mutual funds Small cap funds can be converted into thematic funds. Fund managers always have this option, so you can exit these mutual fund schemes only.
You should invest in mutual fund schemes that align with your financial goals and your investment strategy.
Which meets your financial goals and the investment strategy with which you agree, apart from this, sometimes open ended mutual fund schemes are made closed ended, so even if there is a change in the fundamental structure of a mutual fund scheme, you can still continue to invest in the mutual fund scheme. mutual funds It has been observed that the expense ratio of mutual fund schemes is reduced at the time of investment and later when these funds grow, their expense ratio is increased, so if you want, you can not pay such expenses.
If the fund managers of the mutual fund are not delivering returns as per your expectations, then you can exit these high expense mutual funds and invest money in low expense mutual fund schemes. mutual funds Don’t forget that Continuous If it is performing well then do not exit this mutual fund scheme just to save expenses.
Apart from this, you can exit this mutual fund scheme for portfolio diversification if you are such an investor who had a lot of money when he started doing mutual funds. Didn’t know if you are such an investor
Those who had started their investment without knowing much about mutual funds, then this is a good time to get their portfolio reviewed and construct the right portfolio and for this construction, if you have to exit some mutual fund schemes, then this is also a right time. Reason for exiting mutual fund schemes is another point keeping in mind that you can exit a mutual fund scheme if
Exiting a mutual fund scheme can also be done by exiting such a mutual fund scheme.
If you are not following the rules and regulations made by SEBI, if you are invested in any mutual fund scheme whose fund managers are under investigation by SEBI, SEBI is watching and the Government of India is watching whether the fund management process is legal or not. This is a very good region where you feel that there will be an issue of liquidity in the fund.
Yes, if there are such stocks in the mutual fund scheme which if the market falls sharply and the fund manager is not able to do the redemption, then you will not be able to return your money. An example of which schemes should be exited is a mutual fund scheme of Franklin Templeton in the year 2020. Fund managers of Franklin Templeton Mutual Fund stopped redemptions in April 2020 because they did not have liquidity in the portfolio.
If you or your mutual fund expert If you feel that there will be liquidity pressure in any mutual fund scheme in the coming time, then exit that mutual fund scheme today. Why to invest in a mutual fund scheme and why to exit a mutual fund scheme.