Buying an insurance policy in the name of regular income, then definitely see this till the end.Â
If you are looking for an investment that mutual fund gives regular income then this is for you. If you are looking for regular monthly income that gives higher returns than a bank or post office deposit then this is for you. If you are looking for a principal with regular income. Growth in amount, so this is for you if you want a regular income which is more than the regular income of a bank deposit or post office, which increases your principal and you do not want it.
Yes, in this we will not tell you about any insurance policy, we will talk about it. Hello from mutual fund schemes, Yes, you can see your mutual fund investment journey. Your consolidated mutual fund portfolio. Yes, I have made my mutual fund investments from anywhere.
You can see all those investments in the app. But not only this, by keeping all these investments as collateral, you can take a loan Loan against Mutual Funds On Z Funds Up So talk to your Jet Fund Expert Mutual Funds A regular income from your investments Good source of income Mutual Fund Schemes Many there are types
They can be broadly classified into three categories: Equity Mutual Funds where all the investors’ money is invested in the stock market, Debt Mutual Funds where the investors’ money is invested in bonds and fixed deposits and the third revolutionary category is Hybrid Mutual Funds. Schemes where fund managers invest money in equity bonds, fixed income and commodities like gold and silver Hybrid category fund managers dynamically manage the allocation in fixed income instruments and commodities in the stock market Dynamic management.
when the fund managers feel If the stock market has become expensive then they book profits in the stock market and invest the money in fixed deposits or gold and when they feel that the stocks in the stock market are cheap then they reduce the allocation in fixed deposits and gold. And increase allocation in stock marketÂ
mutual fund Dynamic Acid Allocation helps investors get higher returns than bank FDs
After all, some money is invested in the stock market but because their money is not entirely in equity mutual funds. Hybrid schemes do not carry as much risk as equity mutual funds because some money is also invested in round and fixed income. What returns have India given? In this graphic, you can see the annual returns of HDFC Balanced Advantage Fund, ICICI Prudential Multi Asset Allocation Fund and Aditya Birla Sun Life Balanced Advantage Fund in the last three years. Has given better returns than HDFC and has given an annual return of 12.11% in this category in the last three years.
mutual fund schemes of hybrid category have given more returns than HD but they do not have as much volatility as the stock market because all the money of the scheme is invested in shares. If you do not invest in the market, can you take these returns every month in your bank account as monthly income? Let us see how this is possible. Mutual fund schemes offer two options to their investors. The growth option in which the money is like the cumulative option of HD.
Compounding happens and the second option is dividend option. when there is a game or profit in a mutual fund scheme, its fund managers pay dividend only if the scheme is making profit, secondly it is not necessary that the profit is paid like dividend. Dividend payout fund managers decideÂ
Fund managers transfer some part to the bank accounts of investors. mutual fund It is important to pay attention to two things here.
There is neither any guarantee of dividend in mutual fund schemes nor any guarantee as to how much dividend will come and when this dividend will come. When there is no guarantee of dividend and we do not even know when the dividend will come and how much it will come, then it is good. How did regular income product become?
Dividend from mutual fund schemes are called regular income option because mutual fund schemes of hybrid categories in India have a long track record of giving monthly dividends.
Now let us tell you about three such mutual fund schemes. These schemes which have given regular dividends in the last three years are HDFC Balanced Advantage Fund ICICI Prudential Multi Asset Allocation Fund and Aditya Birla Sun Life Balanced Advantage Fund As we saw in the first part HDFC Balanced Advantage Fund ICICI Prudential Multi Asset Allocation Fund and Aditya Birla Sun What returns has Life Balanced Advantage Fund given in the last three years? Now let us see what dividends it has given.Â
If you have given monthly dividend from these schemes, then you have given a dividend of Rs 298000 2.98 lakh i.e. approximately a dividend of Rs 8300 every month and ABSL Balanced Advantage Fund has given a dividend of Rs 2 lakh 10000 in the last three years i.e. a dividend of approximately Rs 5800 every month and So you see what is the current value of this Rs 10 lakh.
Even after getting the dividend, the investors of HDFC Balanced Advantage Funds have become worth Rs 10 lakh, approximately Rs 15 lakh 35 thousand. The investors of ICICI Prudential Multi Asset Allocation Fund have become worth Rs 1535000. 40,000 rupees and the investors of Aditya Birla Sun Life Balanced Advantage Fund have got about 11:30 lakh rupees, that is, investors got more monthly income than HD and their principal also increased.
Note that there is no guarantee of these returns, paste performance is No guarantee on future returns. If we want more returns than HD and our principal also keeps increasing and the money is not in the insurance policy, then we have to explore such mutual fund schemes. Which mutual fund scheme is right?Â
A regular monthly income for you, from which mutual fund scheme you can earn? What should be your regular monthly income? Should you invest in these schemes through lump sum or through SHIP? To know, download the S Fund app today and talk to your Jet Fund expert. S Fund investment is the right and easy mutual fund investment and subject to market risk. Read all scheme related documents. Along with careful investment, monthly income should also be there.